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About Us Charles Binney Commerical Finance Ltd has a Consumer Credit Licence issued by the Office of Fair Trading. Our Goals We try to offer peace of mind, security and financial solutions to people in difficult financial circumstances. We know that these problems can arise without warning; redundancy, illness, relationship breakdowns and life's unexpected events can sometimes lead to financial difficulties. We are committed to finding appropriate ways to understand and solve your debt problems wherever we can. Our staff understand and are sympathetic to the stress and anxiety that debt inevitably leads to, and will try to find a positive solution for you in your situation.