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Gerard Associates Ltd is authorised and regulated by the Financial Services Authority (FSA) in the United Kingdom. Our permitted business includes advising on and arranging investments, pensions and general insurance transactions, including life and health insurances. Our FSA number is 456234. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.