Brian McAulay Independent Financial Adviser
Each and every Independent Financial Adviser in the UK has to meet a required standard in order to continue as an adviser after the end of 2011.
I spent some time in 2010 studying for the qualification, and I am pleased to report that I can now use the letters DipFA after my name, which means that I have attained that standard.
I now have access to virtually the whole market of financial products, and the only 'tie' I have is to my clients.
The areas I would like to cover on a personal level are:-
1. Protection - Life, health, and home Insurance.
2. Pensions and retirement plans.
3. Investments
4. Savings
5. Mortgages and Loans
On a business level, if appropriate, we would cover:-
1. Commercial Insurance / Professional Indemnity
2. Directors' and Employees Life Insurance
3. Healthcare and Income replacement for Directors and Employees.
4. Additional Capital Allowances.
5. Impending changes to Pension legislation (as from April 2012)