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Welcome to AJM Photography. I am a specialist wedding and portrait and commercial photographer based in Lancashire providing coverage throughout the whole of the Northwest of England.Weddings are my first love - you can't beat a great wedding and to be able to photograph all that lovely emotion is just fab!!!

Irwell Vale Private Nursery opened in 1990. The nursery is open each weekday from 08.00 to 18.00 with the exception of public holidays and Christmas week. A maximum of 31 children attend the nursery and we have 10 members of staff - all of whom hold appropriate early years qualifications.

for all the latest news, events, offers and much more visit http://www.ramsbottomonline.com

We are a family run dental practice who can cater for your whole family's dental needs.

I have worked in financial services for 18 years and have a passion for helping clients achieve their financial goals. Financial planning can be feared by many as a complex subject and many shy away from getting advice for this very reason. My main strength, as I have often been told, is having the ability to explain things in a clear, practical manner. The initial approach is to sit down over a coffee and listen to what my clients want to achieve, gaining a good understanding of what drives them and what's important to them. This initial meeting is always at my own cost. I can then build a solution to make this a reality and put forward a plan that will help to deliver their expectations. My relationships with clients are long term commitments and I am always on hand to help in any way I can. I am honest loyal and very approachable, key attributes for a lasting relationship. Having worked as an adviser for a long time, I now use my expertise in financial services in a number of different ways. Personal Financial Planning •Retirement and Pension planning •Mortgage advice •Investment planning •Wealth management •Pensions & Divorce •Trustee Investments •Estate planning •Inheritance tax mitigation •Life assurance •Critical Illness Protection •Illness or Accident Protection •Unemployment cover Business Financial Planning •Employee benefits •Corporate financial planning •Key person protection •Life Assurance/Death in Service •Pensions •Trustee Investments If you need any help or advice please feel free to contact me: email: emma@holcombefinancialservices.co.uk Tel: 07443 437779