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A hairdressing salon which produces the best hair cutting and colouring in the Malvern and surrounding areas.Our experience is Londons.

Established in 1879, one of the oldest golf courses in the country. Set in the beautiful Malvern Hills.

Established in 1950, H & L Balen have grown considerably since then as a result of our reputation and by recommendation. As part of our evolving process, we formed a new Company called Balens Ltd trading as "Balens" in 2003. Balens transacts General Insurance Business, whereas H & L Balen & Co continues to handle Financial Services, Mortgages and Business Loans. Both Companies are Authorised and Regulated by the Financial Services Authority (FSA). We follow high standards of professional conduct, abide by a Code of Ethics, rules and regulations which control our activities. For more information visit www.balens.co.uk

We work with businesses of all sizes, from sole traders to multi-site companies with considerable turnovers. We use our knowledge and experience gathered over the last twenty years to seek out the perfect policy for our commercial clients. Below we've listed the classes of insurance we are most commonly asked about, but if you cant see what you're looking for please do get in touch - chances are we'll be able to help. * Commercial Combined * Property Oweners * Shops and Offices * Motor Fleet * Motor Trade * Haulage * Liability * Directors and Officers ****************** LEARNERS ******************* DO YOU WANT CHEAP CAR INSURANCE? Drive your parents car from £3 a day Does not affect car owners no claims bonus Does not affect car owners insurance status ******************* iKube Box ********************** LEARNER DRIVERS Let's say it takes you 4 months to pass your test. With iKube, you'd be insured on a provisional licence for the first 4 months then the remaining 8 months on a full licence. Your car insurance will switch from one to the other seamlessly and with no increase in premium. You'll also get a year's No Claims Discount if you remain claim free. With iKube provisional insurance, you get: FREE car insurance cover for named drivers* No increase in car insurance premium when you pass your test Discounted premiums for safer driving YOUNG DRIVERS You have your car but you need insurance. Unfortunately the young drivers insurance quotes you've been receiving are just far too expensive. iKube likes to keep things simple. Are you aged between 17 – 25 and looking for young drivers insurance? Do you have a full UK or European driving licence (or provisional if you’re looking for learner driver insurance)? Are you registered as the owner or keeper of the insured car? Then you qualify for the iKube young drivers insurance. * If the insured car is not driven between 11pm and 5am (the iKube red hours) your young drivers insurance premium will remain unchanged. * If it is, a £100 nightly charge applies. Don't worry, you and any named drivers are still fully insured to drive the car. The iKube Box Think of the iKube black box as your digital buddy because without it we can't give you a safer driving discount on your young drivers insurance for not driving between 11pm and 5am (a.k.a. the iKube red hours). It's small and compact (it can fit in the palm of your hand) It's discreet - it's fitted out of sight so it won't cramp your style. It will not interfere with the performance of your car in any way. It will not affect the warranty of your vehicle either. It uses GPS technology to send your driving data to us so we can identify if the car has been in motion between the iKube red hours. You also get access to your own personal online dashboard too. It's easy with iKube young drivers insurance!

Our advisers are experts in understanding your exact needs and guiding you through an ever changing market place. We created 7vf with one thing in mind - customer care. We want to make the whole process as simple and cost effective for you as possible. All the information we offer is Thoughtful and Honest, enabling you to make the right choices. New clients are recommended to us regularly as we give carefully considered advice and look after them for life. You can choose how we are paid for mortgages: pay a fee, usually 1% of the loan amount; or we can accept commission from the lender. Your home may be repossessed if you do not keep up repayments on your mortgage

Bring you and your business the following services: Bookkeeping Accountancy & Tax Business Start Up Advice Business Growth Advice Company Formation

Elizabeth Eyre Limited was set-up to provide support to local businesses that donʼt need a full-time Accountant. Liz worked in a Corporate Environment, where the internal politics is stifling and the budgets are more like Monopoly Money. We know that for small businesses every penny spent needs to be justified – our own ethos is exactly the same. Therefore we know that our service has to justify a place in the organisation, and we are determined to provide a first-class service at the right price, and to meet the needs of each and every business. We cannot do this by offering a one-size-fits-all package, each client receives what they want, and at the right time. We have resources to provide a skillset through from bookkeeping, Finance Director Level, and tax expert. We have internal staff and also access to experts when required. Our team all support Megan Baker House, a Charity based near Leominster providing conductive education. Please look at http://www.meganbakerhouse.org.uk/ for more information. In July 2013 we will be completing the Free Radio Worcestershire Walk. We would be very grateful if you could sponsor us at http://www.justgiving.com/freeradio-wor-Elizabeth-Eyre-2994

I am a multi award winning highly qualified, very experienced specialist whole of market independent financial advisers based in Malvern, Worcestershire. Due to my experience and very high levels of qualifications I am personally classed as an: Inheritance tax planning and trusts specialist, Investments specialist, Pensions including pension sharing pension and drawdown specialist. I am considered by many people to be one of Worcestershire countys leading specialists in investments, pensions, inheritance tax planning and trustee investments. I mainly deal with indiviuals, but work in conjunction with local accountants and solicitors. I provide a high quality service to a small select amount of clients and see my clients on a regualr basis to ensure there plans are tax efficient, performing well against pre-determined benchmarks and keep my clients up to date with all legislation, tax and law changes to ensure their goals are achieved. I have a transparent charging structure and am upfront and clear about my charges, which can be either fees or commission, with this being agreed with my clients upfront with my initial consultation being free. I passed my financial planning certificates in 1995 and obtained my Diploma in 2009, the newly introduced standard that all advisers will need to achieve by 2012. I am currently studying for my advanced Diploma with the aim of becoming chartered by 2011. I have successfully passed the CII advanced personal taxation and trust planning module in October 2009 (the highest qualification in taxation and trusts for financial advisers) the CII advanced pension planning module in October 2010 (the highest qualification for financial advisers in pensions), the CII advanced investments module in October 2011 (the highest qualification for financial advisers in investments) and the CII advanced financial planning module in April 2011. I am also one of one 2 resolution affilaited advisers in Worcestershire. Resolution affiliated advisers are highly qualified advisers that pass the Resolution criteria and have an indepth knowledge of pension and divorce cases. I have provided my services to many clients since 1995. I started off with Pearl Assurance being quickly promoted to be Pearl’s youngest area manager. I worked for Malvern Independents (Malvern Independent Financial Advisers) with Positive Solutions for 8 years, and I have now decided to provide advice via 2Plan as I feel this software will provide me with better systems to provide more comprehensive specific advice. I aim to build a good long-term relationship with my clients by seeing them on a regular basis and aim to help them through all their financial planning problems. I have contributed to both BBC Hereford & Worcester Radio and Radio Wyvern programmes. The office is based in Malvern with easy parking for the elderly and disabled, although I do have clients all over I will see clients in their homes in and around Worcestershire, Gloucestershire, Herefordshire and Warwickshire. My interests outside of work include Football (a made Liverpool fan), Music (various tastes), snowboarding (only once per year unfortunately), golf (badly), comedy (watching) and campervaning (including breaking down in the old Vee Dub VW).